Term of Use

This website

This website is operated by and on behalf of Phoenix Portfolios Pty Ltd ABN 80 117 850 254, AFSL 300302 ("Phoenix" or "Phoenix Portfolios").

The information on this site is subject to change without notice and, accordingly, Phoenix recommends that you make direct contact with our staff before acting upon material on this site.

The information on this internet site is directed at and available to residents of Australia only, and is not an offer or solicitation for the purchase of securities, units or investments, unless expressly stated otherwise. While Phoenix provides the information in good faith, it accepts no responsibility for the accuracy, completeness or timeliness of the information.

Website links

This site may contain links to other websites operated by entities which do not belong to Phoenix. These links have been provided solely for you to obtain further information about other relevant products and entities in the market. Phoenix has no control over the information on these sites or the products or services on them, and therefore makes no representations regarding the accuracy or suitability of the information, services, or products described on them. You are advised to make your own enquiries in relation to third parties described or linked on this site. Inclusion of a link to a third party site should not be construed as that party's endorsement of this site.

By linking to sites operated by third parties, Phoenix is not authorising the reproduction of any material on such sites, as such material may be the subject of intellectual property rights.

Advice

Where we provide any advice on this website, it has been prepared without considering your objectives, financial situation or needs. Before acting on any advice on this website, you should consider its appropriateness to your circumstances and, if a current offer document is available, read the offer document before acquiring products named on this website.

Copyright and Trademarks

Phoenix is either the owner or licensed user of the copyright in the material on this site. You may not reproduce, adapt, upload, link, frame, broadcast, distribute or in any way transmit the material on this site without the written consent of Phoenix, other than to the extent necessary to view the material or as permitted by law.

AGREEMENT BETWEEN USER AND Phoenix Portfolios

The Phoenix Portfolios Web Site is comprised of various Web pages operated by Phoenix Portfolios.

The Phoenix Portfolios Web Site is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of the Phoenix Portfolios Web Site constitutes your agreement to all such terms, conditions, and notices.

MODIFICATION OF THESE TERMS OF USE

Phoenix Portfolios reserves the right to change the terms, conditions, and notices under which the Phoenix Portfolios Web Site is offered, including but not limited to the charges associated with the use of the Phoenix Portfolios Web Site.

LINKS TO THIRD PARTY SITES

The Phoenix Portfolios Web Site may contain links to other Web Sites ("Linked Sites"). The Linked Sites are not under the control of Phoenix Portfolios and Phoenix Portfolios is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. Phoenix Portfolios is not responsible for webcasting or any other form of transmission received from any Linked Site. Phoenix Portfolios is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Phoenix Portfolios of the site or any association with its operators.

NO UNLAWFUL OR PROHIBITED USE

As a condition of your use of the Phoenix Portfolios Web Site, you warrant to Phoenix Portfolios that you will not use the Phoenix Portfolios Web Site for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the Phoenix Portfolios Web Site in any manner which could damage, disable, overburden, or impair the Phoenix Portfolios Web Site or interfere with any other party's use and enjoyment of the Phoenix Portfolios Web Site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Phoenix Portfolios Web Sites.

USE OF COMMUNICATION SERVICES

The Phoenix Portfolios Web Site may contain bulletin board services, chat areas, news groups, forums, communities, personal web pages, calendars, and/or other message or communication facilities designed to enable you to communicate with the public at large or with a group (collectively, "Communication Services"), you agree to use the Communication Services only to post, send and receive messages and material that are proper and related to the particular Communication Service. By way of example, and not as a limitation, you agree that when using a Communication Service, you will not:

 

  • Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.
  • Publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information.
  • Upload files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or have received all necessary consents.
  • Upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another's computer.
  • Advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication Service specifically allows such messages.
  • Conduct or forward surveys, contests, pyramid schemes or chain letters.
  • Download any file posted by another user of a Communication Service that you know, or reasonably should know, cannot be legally distributed in such manner.
  • Falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded.
  • Restrict or inhibit any other user from using and enjoying the Communication Services.
  • Violate any code of conduct or other guidelines which may be applicable for any particular Communication Service.
  • Harvest or otherwise collect information about others, including e-mail addresses, without their consent.
  • Violate any applicable laws or regulations.

Phoenix Portfolios has no obligation to monitor the Communication Services. However, Phoenix Portfolios reserves the right to review materials posted to a Communication Service and to remove any materials in its sole discretion. Phoenix Portfolios reserves the right to terminate your access to any or all of the Communication Services at any time without notice for any reason whatsoever.

Phoenix Portfolios reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in Phoenix Portfolios's sole discretion.

Always use caution when giving out any personally identifying information about yourself or your children in any Communication Service. Phoenix Portfolios does not control or endorse the content, messages or information found in any Communication Service and, therefore, Phoenix Portfolios specifically disclaims any liability with regard to the Communication Services and any actions resulting from your participation in any Communication Service. Managers and hosts are not authorized Phoenix Portfolios spokespersons, and their views do not necessarily reflect those of Phoenix Portfolios.

Materials uploaded to a Communication Service may be subject to posted limitations on usage, reproduction and/or dissemination. You are responsible for adhering to such limitations if you download the materials.

MATERIALS PROVIDED TO Phoenix Portfolios OR POSTED AT ANY Phoenix Portfolios WEB SITE

Phoenix Portfolios does not claim ownership of the materials you provide to Phoenix Portfolios (including feedback and suggestions) or post, upload, input or submit to any Phoenix Portfolios Web Site or its associated services (collectively "Submissions"). However, by posting, uploading, inputting, providing or submitting your Submission you are granting Phoenix Portfolios, its affiliated companies and necessary sublicensees permission to use your Submission in connection with the operation of their Internet businesses including, without limitation, the rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your Submission; and to publish your name in connection with your Submission.

No compensation will be paid with respect to the use of your Submission, as provided herein. Phoenix Portfolios is under no obligation to post or use any Submission you may provide and may remove any Submission at any time in Phoenix Portfolios's sole discretion.

By posting, uploading, inputting, providing or submitting your Submission you warrant and represent that you own or otherwise control all of the rights to your Submission as described in this section including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the Submissions.

LIABILITY DISCLAIMER

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE Phoenix Portfolios WEB SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. Phoenix Portfolios AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE Phoenix Portfolios WEB SITE AT ANY TIME. ADVICE RECEIVED VIA THE Phoenix Portfolios WEB SITE SHOULD NOT BE RELIED UPON FOR PERSONAL, MEDICAL, LEGAL OR FINANCIAL DECISIONS AND YOU SHOULD CONSULT AN APPROPRIATE PROFESSIONAL FOR SPECIFIC ADVICE TAILORED TO YOUR SITUATION.

Phoenix Portfolios AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE Phoenix Portfolios WEB SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND. Phoenix Portfolios AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL Phoenix Portfolios AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE Phoenix Portfolios WEB SITE, WITH THE DELAY OR INABILITY TO USE THE Phoenix Portfolios WEB SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE Phoenix Portfolios WEB SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE Phoenix Portfolios WEB SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF Phoenix Portfolios OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE Phoenix Portfolios WEB SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE Phoenix Portfolios WEB SITE.

TERMINATION/ACCESS RESTRICTION

Phoenix Portfolios reserves the right, in its sole discretion, to terminate your access to the Phoenix Portfolios Web Site and the related services or any portion thereof at any time, without notice. GENERAL To the maximum extent permitted by law, this agreement is governed by the laws of the State of Washington, U.S.A. and you hereby consent to the exclusive jurisdiction and venue of courts in King County, Washington, U.S.A. in all disputes arising out of or relating to the use of the Phoenix Portfolios Web Site. Use of the Phoenix Portfolios Web Site is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph. You agree that no joint venture, partnership, employment, or agency relationship exists between you and Phoenix Portfolios as a result of this agreement or use of the Phoenix Portfolios Web Site. Phoenix Portfolios's performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of Phoenix Portfolios's right to comply with governmental, court and law enforcement requests or requirements relating to your use of the Phoenix Portfolios Web Site or information provided to or gathered by Phoenix Portfolios with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and Phoenix Portfolios with respect to the Phoenix Portfolios Web Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and Phoenix Portfolios with respect to the Phoenix Portfolios Web Site. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent an d subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be drawn up in English.

COPYRIGHT AND TRADEMARK NOTICES:

All contents of the Phoenix Portfolios Web Site are: Copyright © Phoenix Portfolios Pty Ltd ABN 80 117 850 254 and/or its suppliers. All rights reserved.

TRADEMARKS

The names of actual companies and products mentioned herein may be the trademarks of their respective owners.

The example companies, organizations, products, people and events depicted herein are fictitious. No association with any real company, organization, product, person, or event is intended or should be inferred.

Any rights not expressly granted herein are reserved.

NOTICES AND PROCEDURE FOR MAKING CLAIMS OF COPYRIGHT INFRINGEMENT

Pursuant to Title 17, United States Code, Section 512(c)(2), notifications of claimed copyright infringement under United States copyright law should be sent to Service Provider's Designated Agent. ALL INQUIRIES NOT RELEVANT TO THE FOLLOWING PROCEDURE WILL RECEIVE NO RESPONSE. See Notice and Procedure for Making Claims of Copyright Infringement.